Why can’t the universe just be here?

The idea of a “giver” doesn’t really solve anything.  So you take the world as a gift instead of as a given, ergo there is a giver.  Well, then, you’re just taking the giver as a given, unless there’s a meta-giver.  The universe can’t be just there and needs a creator, but then you’re left with a creator that’s just there.  Then what?  It’s like the old Hindu model of the universe: the earth is held up by elephants, which are held up by a big turtle.  What’s that turtle sitting on, then?  Um… another turtle.  It’s turtles all the way down.